And Susan Markham's pitch has nothing to do with profit. This American Life - And she beelined it onto the field. A story about Pet Health Insurance, which is in its infancy, and how it is changing human behaviors. That's what Lipitor does, reduce cholesterol. So we're trying to make them help them understand that through insurance they can make more money. Let's go slide somewhere. Point is, this is the moment, the moment that the drug makers weapon makes its way into the hands of its oblivious soldier, Ted. The first murder happened at 7:45 AM on August 28th on bus route 4A. Ah! The wealthiest man in America--a Texas billionaire--sets out to acquire the most extensive private collection of Renaissance art and moves into the worlds of Wall Street, high society, and international art dealing Print length 511 pages Language English Publisher Simon & Schuster Publication date Exactly. Things haven't been as heady since then. In town her parents are known as the Tiger's parents. So even a simple procedure, the simplest procedure, giving somebody a shot, can become fantastically complex if you want to be reimbursed for it by insurance. And then Theo explained the job that Herson was being recruited into. And he tells the true story of what is going on with this right now. It's called delusional disorder. We've arrived at act three of our program. I feel like this is my calling. She had watched for years as drug companies came out with slightly tweaked versions of existing generics and sold them for 10 times the cost. And that's when I finally said, listen, you have a gift. Because they're like everywhere. The report says on page four that with pet insurance, clients quote, "likely will use your services even more often and opt for more advanced medical procedures." Someone Else's Money | This American Life | KCRW So no one's like, oh, who's that? And so in 2007, the pharmaceutical industry marshaled its counterattack, that mysterious card you heard at the beginning of this story, their central weapon-- coupons, a whole bunch of coupons. We were victims of sexual violence from bus drivers working the maquila night shifts here in Juarez. We get tests and procedures we don't need because, well, why not? And the doc said, yeah, that's great. And that is what happens in spades in the private insurance industry. Eight million fewer people were enrolled in Aetna's plans. You know, when you roll him into a little ball he makes the most adorable noise. This is Chesapeake Veterinary Surgical Specialists in Annapolis, Maryland. It's bizarre. Paul and Babe are part of a roadside attraction called Trees of Mystery. There are five main subtypes identified with delusional disorder. Dr. Allbritton just wants it to be easy for patients to access the drugs she thinks they need. There is somatic, thinking you've got a medical or health condition you don't have. So no, Dr. Allbritton is not thinking about prices when prescribing, she's thinking, what is the best thing available for this patient? Writer Yuri Herrera lived on the border for years and spent a lot of time in Juarez. Since we know who it is, we are going to go and do it with our own hands.". The American Academy of Family Physicians put out a guide for physicians on how to code this. OK, so I've always sort of had a little bit of acne. Theo started telling Herson that this was an operation using civilians to test the security of area banks. Someone Else's Money by Michael M. Thomas | Goodreads That's Navey's dad, Karl. If you are able, we strongly encourage you to listen to the audio, which includes emotion and emphasis that's not on the page. There were medicines to mask your symptoms and relieve your pain, but there was nothing that could actually cure you. I'd never heard of it. Little kids hold conversations with a statue that's five stories high. They're staring each other down across the 50 yard line. Writer Domingo Martinez tells a story from his memoir, Producer Chana Joffe-Walt talks to researcher Mary Koss about how she came to see a thing that others couldnt, and about what she did with that knowledge. The doctor explained that this card, it's a coupon. But to cover all its costs, the hospital's overhead, the hospital has to make up for that money it's not getting from the discounted guys. This is really like a magical place, I have to say. Whatever we're doing, it's not working so great. Most Relevant is selected, so some comments may have been filtered out. We had old collars, dog collars around the house. Somebody came in and said I hear you enjoy having affairs with people. Rob Lamberts is a doctor in suburban Georgia. Hey, it's the tiger. The police drove down there, and in an instant, three things became clear. "Well yeah," he replied. We'd have to raise premiums. You love the football player son, but you don't love the mascot daughter. Because a company that lends money (e.g., bank) does not have access to the money that is lent and needs to make a profit, borrowers must pay a fee, called interest, to receive a loan. So at this point, did you think this is beyond regular jealousy? And from the grocery store's point of view, it would have no incentive to keep prices down. The high school athletic director was there and he came up to her after and said, look, if you want to do this again, just let us know. I don't think he does. And we would move on to Act One. That means, as opposed to minocycline, which you have to remember to take in the morning and in the evening, you only have to take Solodyn once a day. I was standing near Paul Bunyan and this heavyset guy in a t-shirt and jeans and wire-rimmed glasses walked up to me. What they really wanted is to have a powerful block to negotiate with the insurer. Production from Dana Chivvis. But pharmaceuticals did not announce their counterattack to insurers. Like when Navey was four or five, she was obsessed with dogs. This American Life (TV Series 2007-2012) - IMDb But then her husband had a bad turn professionally. NPR Science Correspondent Alix Spiegel reports on the shocking results of studies about varied health care spending. Oscar Maynez, who worked some of these cases as a criminologist, explained to me the way the authorities became complicit in the murders. We're not paying for it a la carte. If the Great Depression inadvertently inspired employer-based health insurance, World War II accidentally spread the idea everywhere. They went to ring it up at the register and when it came up the price was $10. But now there's thousands of them. We get these insurance statements that are nearly incomprehensible with those insurance codes and prices that make no sense, and some things get covered, and some don't. That is, people who were healthy enough to work. Why we tell them, and what happens after we do. John and Kylan, in a stunning reversal in their media strategy, I have to say, walked me around to see the back of Paul Bunyan's right shoe. The insurers felt like they were winning the war, which was pretty gratifying to people like Eileen Wood. It's kind of like a prescription for Viagra that comes with a Hustler magazine that costs an extra $500. He wanted to go kill him. And then some ears. It would be at the courthouse during Herson's arraignment hearing. At the first bank, Herson handed them a note which read, "I need your help. "I said, I'll kill him. But when Ted got to the pharmacy, he presented his card. If you don't, say, run an insurance company, you probably hate copays. And the last, as Emily discovered when she began desperately googling for some kind of explanation, delusional disorder jealousy subtype. And I don't mean he was terribly evil. Act One, You Can't Handle the Truth. And that strategy was a big success. But you know, there was a big plus side. We now see a ladder and a bunch of pipes and wires heading up. "You think that because we are women, we are weak. Jon Ronson. She responds, robbing banks. Customers who board the small submersible experience the "massive scale of the wreck," OceanGate's website says. Because that's how justice works here. Ted was going to get a deal. Everybody starts getting in on it. Travel Agent This job allows to earn a substantial sum and also brings a lot of joy, whether you like spending money or not. Research and Spanish translation by Annie Correal. Navey's mind was blown, because here's this person who got to act like an animal all the time. And, the war has escalated. I'd put those on. Herson made four more attempts over the next two days, co-opting his cousin, his brother-in-law, and a friend. So what's different? There is no joke. Laura was angry. And we don't act in accordance with what we think. Phew! That's the company that makes, among other things, the world's most popular drug, Lipitor. You know, when I actually started studying this stuff, I got interested in it because I wondered why we have an employment-based health insurance plan. Now, not all brand names are like this. No skin off my back. Another tactical maneuver. Let's get started. Dennis Drent sees pet insurance as a win-win. A, Americans are really dumb, or B, American suppliers are unbelievably clever. Dear economist, is health insurance for pets good or bad? Expensive enough that people start thinking, wouldn't it be nice if someone else paid for this? That sort of violation of logic wouldn't be part of a delusional disorder. The statue is Paul Bunyan. The dark side of prescription drug coupons. We don't express how we feel. They knew how the police work. There is, on one of Mexico City's most famous streets, a statue of Diana the Hunter. You had an affair with that guy, didn't you? Just look at how the number of people with employer-based health insurance changes over time. When Brendan saw a Facebook ad in early 2020 for some sort of drug trial at the University of Chicago, he decided to apply just to have something to do and to earn a little money. (11 minutes), If you enjoyed this episode, you may like these. If you just want Minocin generic, you pay $10 of the $50. He was really hoping it would be a passing phase. But health care, health care was still basically stuck in the Middle Ages. Living on Someone Else's Money (audio only) - What it means is flowers always on the table - The Academy of American Poets is the largest membership-based nonprofit organization fostering an appreciation for contemporary poetry and supporting American poets. I mean, he was highly scientific. So when he finally tells police, look this is the story, he says, take a look at my phone. "I know nothing about it," said a woman with a small child on the bus, only to fix her eyes on the back of the seat afterwards and not glance in my direction again. He was told-- and this is where his timing of going into these banks and out was very quick-- was that he was told do not stay in a bank for longer than five minutes. As we were putting together this week's radio show, we heard about a real life avenger with a secret identity in Mexico on the roads that run through Juarez, that incredibly violent city near the border, and to the maquilas, the factories on the border. It all started, he said, a few days earlier. Whereas the delusions that come with delusional disorder, they could be true. There it is. So the only way for him to be healthy is to remove the triggers. And by the 1960s, roughly 70% of the population is covered by some kind of private-- what the AMA would say, "voluntary health insurance plan.". And I took that as hey, I can wear the costume. Because the hospital can't survive without those 75,000 sick people. Yuri Herrera. This American Life, I'm Ira Glass. If you like the kind of stories you heard today, you can hear jargon free explanations just like it about what's going on in the economy and in the health care system. "When I heard about what she did, I said, how great that someone's doing what many of us should have done. And we actually ended up going in and doing the full surgical suite to see if there was anything left in there that was bothering her. We'll have you out within 24 hours. Here's Tom Schoenberg again. Act Four: A Funny Thing Happened When We Were Already AT the Theater. For reasons too complicated to go into here, they only paid $514. [LAUGHING]. This year marks the 20th anniversary of the first disappearances of young women in Juarez, or at least when people started recording these disappearances and considering them as being related, after a 13-year-old girl was kidnapped and then found dead with signs of rape and strangulation. You pay $40 of the $668 for it. The vet, she says, told her this in a calm, factual way. Managing someone else's money - Consumer Financial Protection Bureau And finally they blamed the victims' lifestyle and their families. And it's just, I'm a big kid. (18 minutes). And the argument was always beautifully put. And she's heard that some are carrying knives on them.". I suppose it helps the recession to have this complexity because it hires more people to do coding. Man 1 Who else plays in that game? Milton Friedman > Quotes > Quotable Quote - Goodreads Pimples and a card. More than that $20 copay some of us have to cough up when we go to the doctor. Their job after all, is supposed to be about something bigger: saving lives. It went from dozens of reported murders in a year to hundreds-- so many women, it was hard to count accurately. But that win-win-win in the human health care world, it creates big problems. The numbers of surgeons and internists and cardiologists and large mega practices like this across the country has gotten astronomical. Tiger's bowing. What do you call it when a politician takes someone else's money in taxes and gives it to someone who is more likely to vote for him? In any case, Reinhardt thinks we should consider a whole other way. What we do know is in 1943, this bureaucrat, or possibly a panel of bureaucrats-- we don't even know that-- made a routine ruling. Who can tell me why she might have done that? (16 minutes), Planet Money correspondent David Kestenbaum investigates the growing popularity of pet insurance, and what it reveals about insurance for people. So what's a poor employer to do? Today's show, Someone Else's Money. We begin with a woman whose sister has died. She'd do that thing where she'd drag her butt along the carpet to scratch it. But only up to a point. And by turning to their old standby, pretty much every company's standby, raising premiums. We have arrived at Act Two of our show. Right before shooting the driver twice in the head and running away. Customers weren't paying enough in premiums to cover what Aetna was paying out for their medical claims. Right. And although a lot of people know about the things we've suffered, nobody defends us nor does anything to protect us. He stepped on a couple cars and made a mess. Emily says that for the first five years of their marriage, everything was normal. Thomas Sowell. What is it about that costume that lets you be that way? In 1997, it was $576. You can spend your own money on yourself. And my husband too, and me too. My heart's racing right now. My legs feel like running a mile. The first was that Theo and Josh were the same person. When she puts her costume on, which looks like a buff Tigger, Navey transforms. How's that? [SPEAKING SPANISH]. And insurance company jargon, frighteningly decoded. This it was all just bullshine. It's the inspiration for the setting of his first novel. Theo was on Carolina's cell phone throughout it all, telling Herson which bank to go to next and to not worry. The cost to provide health care is increasing, the demand for health care is increasing. Tom Schoenberg is a legal affairs reporter and he covered the story for Bloomberg Businessweek. Host Ira Glass talks to Rob Lamberts, a doctor and blogger in Georgia, who describes the crazy world of medical billing, where armies of coders use several contradictory different systems of codesand none of it makes us healthier. So that every single person who ends up in the hospital, regardless of whether they've got private insurance, Medicare, Medicaid, or no insurance at all, gets the same price. She drank from a bowl. He didn't make a penny. Just a few years ago, the Bureau of Alcohol, Tobacco, Firearms and Explosives was telling gun shops to sell weapons to drug smugglers. And this is a crazy question, but when a delusion is as powerful as these delusions were, was there ever a moment, even though you knew you weren't having any affairs with anyone, was there ever a moment when you thought, my god, maybe I am having an affair? It covered 21 million people. Well, that's a lot of percent of money of our practice that's going towards just making sure our billing is working well. He explained how the whole operation would work out, that there would be no weapons involved, and that it was really a simple thing to go into these banks and see would they turn over money when someone comes in there and presents them with a note asking them to do so. Contracts hospitals found it hard to live by. Meaning more than 50% of the drugs people went and picked up from pharmacies were generics. It would have an impact on him and everybody that sits next to him. We begin with a woman whose sister has died. So the bill is just, you came in, you had an appendectomy. So, how do we cope? This is so cool in here, this room with these steel beams cutting through it and the crappy sink where people pee. And at the same time, she says having insurance did make her spend more on Harriet than she would have without insurance. A warning that much of the story is not right for little kids and mentions sexual violence. $514, $109. And she's always been able to completely lose herself in characters to a degree, honestly, you don't see in most kids.
